How to correctly choose the purpose of travel for going abroad?
Before traveling abroad, it is important to correctly choose the purpose of your trip when purchasing insurance on the website's calculator. If you decide to engage in extreme activities but choose beach travel, your insurance will not cover the costs of treating any injuries you may sustain.
The list of risks in the calculator is as follows:
Calm Vacation - a relaxed trip that poses no health risks to the tourist, such as:
- Working out in the gym
- Riding water entertainment vehicles (e.g., "bananas," "tubes," pedal boats)
- Badminton
- Ice skating, sledding
- Basketball
- Biking
- Visiting a water park
- Rollerblading
- Volleyball
- Skiing
- Horseback riding
- Beach soccer
- Golf
- Tennis
Beach Vacation - a sea vacation that does not involve active/extreme activities: swimming in the sea, snorkeling, sunbathing, etc.
Extreme Tourism (Extreme Active Recreation) - a way of spending free time, a type of hobby during which the insured person engages in active activities associated with a high degree of risk, extreme physical or mental stress in very challenging conditions. These include:
| Mountaineering | Parkour and free running |
| Bungee jumping | Hot air ballooning |
| Base jumping | Paintball |
| Windsurfing | Rallying |
| Wakeboarding | Rafting |
| Gliding | Safari |
| Diving | Sand boarding |
| Jeeping | Snowboarding |
| Zorbing | Surfing |
| Skiing | Skateboarding |
| ATV, motocross, jet skiing | Caving |
| Kayaking | Skydiving |
| Kite surfing | Cliff diving |
| Mountain biking | Ski jumping |
| Motorcycle racing, car racing | Extreme racing |
| Parasailing |
Work (heavy physical work, work in harmful and/or hazardous working conditions) - work involving constant movement, lifting of significant (over 10 kg) loads requiring considerable physical effort:
- Ballet and dance ensemble artists
- Circus performers, stuntmen
- Military personnel, law enforcement officers
- Automobile and aircraft testers
- Drivers, long-distance drivers
- Diving works
- Electric welding, gas-flame, surfacing, and soldering works
- Blacksmiths
- Crane operators and drivers
- Airport ground handling personnel
- Underground work in mines and quarries
- Demolition expert
- Mining industry workers
- Firefighters
- Agricultural workers
- Workers involved in the production, storage, and testing of explosive, poisonous substances
- Woodworking and furniture production workers
- Workers in the machine-building and glass industries
- Workers in the processing industry
- Workers in the printing industry
- Workers in transportation, power plants, and expeditions
- Workers in the food industry
- Workers performing construction, installation, and repair-construction works
- Rescuers of mining and water rescue stations
- Locksmiths
Sports (professional sports and participation in sports competitions) - regular engagement in any kind of sport in cases where sports are the insured person's professional activity. When the insured person participates in training/competitions or when the insured person attends sports classes while studying abroad, is a member of a choreographic ensemble.
Choose the goal that corresponds to the purpose of your trip and travel abroad confidently!