International trip insurance "Worldwide" — your reliable protection in any country.

Planning a trip around the world? The "Worldwide" insurance program by "Misto" IC ensures peace of mind and security during your stay anywhere on the globe. Regardless of your international travel purpose — leisure, work, or study — health insurance covers all unforeseen health and safety-related expenses.

What is international health insurance and is it mandatory?

This is financial assistance for tourists outside their home country in case of health issues, providing medical and transport services as well as covering other expenses, depending on the chosen program. Article No9 of the Law of Ukraine "On the Procedure for Leaving and Entering Ukraine for Ukrainian Citizens" clearly states that international health insurance is a mandatory document. Moreover, many countries now check for this document upon entry.

Please Note: Travel insurance is valid when purchased both before and after crossing the border. Ukrainian citizens and foreign nationals already abroad may purchase or extend a policy. If purchased while abroad, a deductible applies: multi-trip — 7 days, single-trip — 10 days, group — 1 day. No deductible if purchased before departure. For multi-trip policies, an additional €100 deductible (at the NBU rate on the contract date) applies on the first medical consultation if the insured is already outside Ukraine at the time of purchase. To file a claim, please provide documents confirming the border crossing date: foreign passport with departure stamp, travel tickets (air/train/bus), official certificate from the State Border Guard Service of Ukraine, or other relevant documents.

Benefits of the "Worldwide" program

• Global coverage: the policy is valid in all countries of the world, except for Ukraine and the insured's country of permanent residence.

• Flexible protection options for your safety: choose a coverage amount from 30,000 to 75,000 euros to ensure maximum protection in any situation.

• Reliable Covid-19 coverage: the policy covers coronavirus treatment expenses up to 15,000 euros, providing peace of mind and financial security in case of illness.

• Pregnancy complications coverage: extended programs include obstetric care up to 28 weeks of pregnancy to offer proper support during this important period.

• Online issuance: you can purchase international trip insurance from Ukraine in just 5 minutes from anywhere in the world.

What does international health insurance cover?

1. Medical expenses: emergency outpatient and inpatient care, including urgent dental care.

2. Transport services: transportation to the nearest medical facility, medical evacuation, and repatriation.

3. Telecommunication costs: reimbursement for notifying about an insured event (up to 20-50 EUR, depending on the program).

4. Additional services: optionally, you can add coverage for hotel stays, evacuation of children under 14, and other options.

Extended insurance for different types of trips.

• Active and extreme sports: engage in extreme sports or active leisure? Choose additional protection for your safety.

• Work abroad: planning to work during your international trip? An additional insurance option covers medical expenses in unforeseen situations. The policy price may be slightly higher for these risks than for leisure trips, but it ensures maximum support.

How to choose the right trip purpose in the online calculator and which risks are covered?

Before purchasing a policy, you need to define the type of international trip. If you plan to engage in active sports, skiing, sledding, skating, motorcycling, scootering, diving, snorkeling, participating in sports competitions, or simply swimming in the sea, this must be considered when purchasing a policy. Failing to do so could lead to significant medical expenses abroad. The cost of treatment might surprise you.

You can familiarize yourself with the types of purposes and determine the one for your trip with the help of the article at the link. Select the international trip purpose in the calculator according to your needs. This way, the policy will cover these risks and ensure reimbursement for treatment in the event of an insured incident.

How much coverage should you choose?

The coverage amount may vary depending on the destination country. For countries like the USA, Canada, Australia, Japan, New Zealand, Jamaica, Uruguay, Peru, Mexico, Cuba, the Dominican Republic, Barbados, and exotic destinations far from Ukraine, the coverage should be 50,000 EUR or more. Before purchasing, review the recommended amounts on the corresponding page of our website: "Recommended Coverage Amounts for All Countries".

Who can purchase the "Worldwide" policy?

Adults: any resident or non-resident of our country aged 18 and over can purchase a policy.

Insured persons: coverage is available for individuals aged 1-75.

Optimal price for your protection abroad.

The cost of international trip insurance depends on the selected program, trip duration, coverage amount, and age. Our programs are tailored to different traveler needs, offering optimal prices, so you can get reliable protection at an affordable cost. The minimum price for the basic program and period starts at 144 UAH, allowing you to choose the option that suits your international trip. Calculate the price in the online calculator.

Health insurance does not cover expenses related to:

1. Chronic diseases that do not threaten the insured's life.

2. Congenital anomalies, dermatological, and venereal diseases that do not require urgent care.

3. Alcohol, drug, or toxic intoxication at the time of the insured event.

4. Driving a vehicle without proper documentation.

5. Sports competitions and risky activities if coverage for these risks is not included in the policy.

How to purchase international trip insurance?

• Select trip territory: in the calculator, choose "Worldwide" (if you are not traveling to Europe, the CIS, Turkey, or Egypt).

• Choose trip type: for short international trips, select "Single," and for longer or frequent trips – "Multiple".

• Number of travelers and age: up to 5 people aged 1 to 75 can be insured.

• Trip purpose: specify the trip purpose, such as active leisure or work.

• Insurance amount: choose a coverage amount from 30,000 to 75,000 euros depending on the country's requirements.

• Calculate and choose a program: on the website, you can compare three insurance programs and choose the one that best suits your needs and budget.

• Policy issuance: enter your details, sign the agreement via SMS code, and pay online.

• Receive an electronic policy: the document will be instantly sent to your email.

Benefits of Misto IC international trip insurance.

• Competitive pricing for European-level programs.

• 24/7 online issuance of electronic agreements in just 5 minutes.

• Instant agreements meeting all legal requirements in Ukraine.

• Personal online account with access to electronic policies from anywhere in the world 24/7.

The "Worldwide" international trip insurance by Misto IC offers comprehensive protection during international trips. Ensure peace of mind and security for yourself and your loved ones by purchasing an insurance policy today. You can buy a medical international trip policy quickly and easily online. Travel confidently with a reliable partner!