Maternity insurance for one million UAH at "Innomed" with "MISTO"

Choosing a reliable insurance company is essential. Look closely at the partners the insurer works with. If they are modern, reputable, and well-known companies in Ukraine, you're on the right track!

One of the reliable partners of the "MISTO" Insurance Company since 2017 is the "Innomed" Medical Center. The opening of the private maternity hospital "Innomed" in 2021 was a significant event - it set a high standard in Ukraine for professional care for pregnant women, childbirth, and newborns.

- After the opening, the management of "Innomed" immediately considered the issue of maternity insurance, - says the center's director, Yevhen Antoniuk. - Obstetrics and gynecology are quite unpredictable areas of medicine, and we understood well that in the case of a private center, the main burden falls on the parents. So we started looking for a reliable insurer to protect and ease the financial burden on our clients.

According to the director of "Innomed," monitoring potential partners among insurance companies in various cities of Ukraine did not yield results - unsatisfactory cooperation terms, the absence of direct communication with the insurer, and prompt resolution of issues. As a result, the Vinnytsia insurance company "MISTO," a partner of "Innomed" since 2017, proposed a product for maternity insurance up to 1,000,000 UAH.

- The product, at a relatively low cost (4,700 UAH), optimally met all our requirements, - says Yevhen Antoniuk. - Initially, it was voluntary insurance, but, again, childbirth is a natural but unpredictable process. No doctor in their right mind, guided by the principle of caring for the woman and the baby, will allow childbirth without insurance. After we dealt with complicated childbirth twice, with the need for further stay of the mother in the intensive care unit, the decision was clear and unequivocal - only mandatory maternity insurance from now on.

The center's director explains that ten years ago, the issue of maternity insurance raised some doubts among pregnant women. Today, fortunately, almost 100% of pregnant women understand the need for mandatory insurance. Firstly, it is convenient for the expectant mother - insurance is already included in the Birth Contract. Secondly, maternity insurance at "Innomed" includes:

• for the mother - payment for daily stay in the intensive care unit and in the hospital (up to 3 days), tests and examinations for the treatment of subsequent postpartum complications (bleeding, postpartum sepsis and infections, venous complications in the postpartum period, obstetric embolism, eclampsia, etc.);
• for the baby - payment for daily stay in the intensive care unit, tests, and examinations (asphyxia of the newborn, neonatal aspiration syndromes, disorders of cerebral status, respiratory disorders, congenital pneumonia, intrauterine infection, birth injuries, hemolytic disease, etc.).

According to Yevhen Antoniuk, out of 25 births, three cases are classified as "complicated births". The most common complications in mothers are postpartum bleeding, and in babies - pneumonia (the cost of treatment can reach 80,000 UAH), hemolytic disease, and hypoxia. Insurance payouts of 60,000, 70,000, 80,000 hryvnias become a significant help to young parents. Moreover, maternity insurance at "Innomed" provides constant access to a reserve of hard-to-reach and expensive medicines (Pabal, Carbetocin, Meronem, Tienam, Linezolid, Phlenox, Utrogestan, Atosiban, Prostin, etc.), support, and consulting for clients based on the CRM system with a round-the-clock support service.

- One of the most important aspects of our cooperation with the 'MISTO' Insurance Company is the ability to communicate directly with the insurer and receive prompt payments. The situation with childbirth and complications in the mother and/or baby is always sudden, unpredictable, and requires immediate, almost instant response. For a medical center, it is important in such cases to have dealings with a reliable insurer, where there is confidence that not only you as a doctor have done everything possible to save and help, but also the insurance company has fully fulfilled its obligations. Then it's a great tandem, and the life and health of the young mother and her baby are truly in reliable hands.

Take care of yourself and your baby in advance - buy maternity insurance at "Innomed. Maternity Hospital" right now!